Subscription Tiers

We offer various subscription plans (Trial, DRC Tier, Full Platform). Pricing and features are displayed on our Pricing page.

Automatic Renewal Terms

By subscribing to a paid plan, you agree to automatic renewal of your subscription. Your payment method will be charged automatically at the start of each billing period (monthly or annual) until you cancel.

California AB 2863 Requirements

Before you purchase a subscription, you will be presented with:

• Clear disclosure of automatic renewal terms
• The amount and frequency of charges
• Instructions on how to cancel
• Requirement for your express affirmative consent (separate checkbox) to auto-renewal

Consent Records

We maintain records of your auto-renewal consent for 3 years after subscription creation or 1 year after termination (whichever is longer), as required by California law.

Annual Renewal Reminders

For annual subscriptions, we will send you a reminder notification in the same medium you used to sign up (email if you signed up online) before your subscription renews.

Cancellation

You may cancel your subscription at any time through:

• Settings → Subscription → Cancel (if you signed up online)
• Email: support@quantcypher.com
• The cancellation method matches your signup medium (online signup = online cancel available)

Cancellation takes effect at the end of the current billing period. You will retain access until that date.

Refund Policy

• Trial cancellations: No charge if canceled before trial ends
• Paid subscriptions: No refunds for partial billing periods, except as required by law
• California residents: May be entitled to refunds under certain circumstances per state law

Fees & Payment Processing

• Payments processed via Stripe (secure, PCI-compliant)
• We do not store your credit card information
• Failed payments may result in service suspension or termination

Price Changes

We reserve the right to modify subscription prices. You will be notified at least 30 days before any price increase takes effect. Continued use after notification constitutes acceptance.

Our Intellectual Property

All content, features, algorithms, code, design, logos, and trademarks of QuantCyphr are our exclusive property (or our licensors'). You may not:

• Copy, modify, or reverse-engineer our software
• Use our trademarks without permission
• Scrape, data mine, or automate access to the Service
• Distribute or sell access to the platform

Your License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal trading purposes. This license does not transfer ownership.

User-Generated Content Ownership

You retain all ownership rights to your User Content. However, you represent and warrant that:

• You own or have rights to all content you upload
• Your content does not infringe any third-party intellectual property rights
• You have all necessary permissions for uploaded screenshots, images, or data

Copyright Infringement (DMCA Compliance)

We respect intellectual property rights. If you believe content on our platform infringes your copyright, please submit a DMCA takedown notice to:

Notice Must Include:

• Identification of the copyrighted work
• Identification of the infringing material and its location
• Your contact information (name, address, email, phone)
• Statement of good faith belief that use is not authorized
• Statement that information is accurate under penalty of perjury
• Physical or electronic signature of copyright owner or authorized agent

Counter-Notice Process

If your content is removed due to a DMCA notice, you may file a counter-notice if you believe the removal was erroneous. We will restore content within 10-14 business days unless the copyright owner files a lawsuit.

Repeat Infringer Policy

We will terminate accounts of users who repeatedly infringe copyrights. Three strikes policy applies.

Trademark Infringement

For trademark infringement claims, contact legal@quantcypher.com with evidence of ownership and infringement.

Prohibited Activities:

• Violate any laws, regulations, or third-party rights
• Engage in market manipulation, insider trading, or other illegal trading activities
• Upload malware, viruses, or malicious code
• Attempt to hack, breach security, or access unauthorized areas
• Scrape, data mine, or automate access without permission
• Impersonate others or create fake accounts
• Harass, threaten, or abuse other users or our staff
• Upload illegal, obscene, or offensive content
• Share your account credentials with others
• Resell or redistribute access to the Service
• Use the Service for any purpose other than personal trading journaling/analysis

Prohibited Content:

• Illegal content (pirated software, illegal trading schemes)
• Content that infringes intellectual property rights
• Hate speech, threats, or harassment
• Spam or unsolicited commercial messages
• Personal information of others without consent

Monitoring & Enforcement

• We reserve the right to monitor user activity for compliance
• We may investigate violations and cooperate with law enforcement
• Violations may result in warning, suspension, or termination
• We may remove content or disable accounts at our discretion

No Liability for User Actions

You are solely responsible for your use of the Service and your trading decisions. We are not liable for losses resulting from your use of our tools or your trading activities.

Your Right to Terminate

You may cancel your account at any time through Settings or by emailing support@quantcypher.com. Cancellation takes effect at the end of the current billing period. You remain responsible for fees accrued before cancellation.

Our Right to Terminate

We may suspend or terminate your account immediately, with or without notice, if:

• You violate these Terms or our Acceptable Use Policy
• We suspect fraud, illegal activity, or abuse of the Service
• You fail to pay subscription fees
• Required by law or court order
• We discontinue the Service entirely

Effect of Termination

Upon termination:

• Your access to the Service will be disabled
• Your data will be retained according to our Privacy Policy (30-day grace period)
• You may request a data export before deletion
• Fees already paid are non-refundable (except as required by law)
• Sections 4 (License Grant), 5 (Disclaimers), 6-7 (Risk Disclosure), 13 (Warranties), 14 (Limitation of Liability), 15 (Indemnification), and 17 (Governing Law) survive termination

Data Retrieval

Before account deletion, you may request an export of your data. Requests must be made before deletion. Data deleted per our retention policy cannot be recovered.

Informal Resolution

Before filing any claim, you agree to contact us at legal@quantcypher.com to attempt to resolve the dispute informally. We will attempt to resolve disputes within 60 days.

Binding Arbitration

If informal resolution fails, you agree that any dispute will be resolved through binding arbitration, not in court, except for:

• Small claims court cases (under $10,000)
• Intellectual property disputes
• Injunctive relief requests

Arbitration Rules

• Governed by Federal Arbitration Act (FAA)
• Administered by American Arbitration Association (AAA)
• AAA Consumer Arbitration Rules apply
• Arbitration conducted in Wyoming or remotely
• Each party pays own costs unless prohibited by law

Class Action Waiver

You agree to resolve disputes individually, not as part of a class action, collective action, or representative proceeding. If the class action waiver is found unenforceable, the entire arbitration agreement is void.

Opt-Out Right

You may opt-out of arbitration by emailing legal@quantcypher.com within 30 days of account creation with subject "Arbitration Opt-Out" and your account details. Opting out does not affect other Terms.

Exceptions

This arbitration clause does not apply to residents of jurisdictions where arbitration agreements are prohibited by law.

Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full effect. The invalid provision will be modified to the minimum extent necessary to make it enforceable.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and QuantCyphr regarding the Service. They supersede all prior agreements, understandings, or representations.

No Waiver

Our failure to enforce any provision does not waive our right to enforce it later. Any waiver must be in writing and signed by our authorized representative.

Assignment

You may not assign or transfer these Terms or your account without our written consent. We may assign these Terms to any successor entity (e.g., in a merger or acquisition) without your consent.

Force Majeure

We are not liable for delays or failures in performance resulting from causes beyond our reasonable control, including natural disasters, war, terrorism, government actions, internet outages, cyberattacks, or third-party service failures (AWS, Stripe, AI providers).

Relationship

These Terms do not create any partnership, joint venture, employment, or agency relationship. You are an independent user of the Service.

Survival

Provisions that by their nature should survive termination (Sections 4-15) will survive.

Right to Modify

We reserve the right to modify these Terms at any time.

Notice of Changes

• Material changes: 30 days' advance notice via email and in-app notification
• Non-material changes: Posted on this page with updated "Effective Date"
• You will be required to accept updated Terms before continued use (for material changes)